Buying Process

We want your new home buying experience to be as enjoyable and stress free as possible.


Step 1: Schedule a visit to the property in Fort Morgan, Colorado

Create the dream of owning a home at Riverview Commons. What can you expect? Friendly, knowledgeable and experienced housing consultants ready to make your dream of owning a home a reality. When you visit, you will see what Quick Move-In Ready Homes with Lots are For Sale. With inventory levels tight, please inquire for availability. Contact us to get started.

Step 2: Selecting the home design that’s right for you or your family

At Riverview Commons, you can choose from an inventory of Move-In Ready Homes with Pre-selected Options and Upgrades. You’ll discover available features that you may not have expected, including numerous floor covering options, energy saving packages, built-in specialty cabinets, computer/office areas, fireplaces and custom cabinetry, just to name a few.

Step 3: Obtain financing and order your home

From pre-approval through closing, your sales consultant has the expertise to guide you through the financing process. They’ll be able to provide you with local mortgage, banks and credit unions that have experience with and explain the different types of loan programs available. Learn about how to get prequalified. Scroll down for a list of our recommended lenders.


Buying New

Top Reasons Home Buyers Prefer New Homes vs. Used

Today's new homes offer more benefits than ever before. Here's a quick list of the top reasons why so many home buyers prefer new homes to used houses:

Design Your Home Your Way. At this time, only quick move-in ready homes are being constructed.

Customization. At this time, only quick move-in ready homes are being constructed.

Expensive to Replace or Modify. It's very expensive to replace dated appliances, cabinets and countertops in a used home -- and you still won't have the high ceilings you dream of on the first floor of an older two-story home.

Under Warranty. Builders often agree to take care of the repair work that becomes necessary in your newly constructed home for at least the first year and most of all the other components are warrantied for extended periods. So if your roof starts leaking or the heater breaks during the warranty period, your builder will pick up the tab for the repairs.

All New – Less Repairs. A used home likely has tired products that may soon need replacing. Your new home -- and the products that comprise it -- are brand-new. What's the cost to replace a roof, appliances, countertops or a water heater on a used home? Those components of your new home feature the latest designs and building materials and should offer you years of comfort and enjoyment before needing replacement.

Low Maintenance. Many of today’s new homes, they are made of cutting-edge building products that require less care and so you don’t have to be saddled with maintenance. Another plus? The latest building systems and components are designed and engineered to work together.

Energy and Cost Savings. Utilizing new construction materials, just-built homes are usually more energy efficient; that means potentially lower utility bills. Today’s homes tend to have a tighter-sealed building envelope that helps prevent conditioned air—cool air in the summer, warm air in the winter—from escaping. Features that create this envelope include higher-efficiency insulation, doors and windows. Why settle for drafty, energy-wasting single-pane windows in a used home?

Green Appliances. The more energy-efficient mechanics of the house also help reduce utility bills for new home buyers. Newly-constructed homes often include green appliances—like high efficiency stoves, refrigerators, washing machines, water heaters, furnaces, or air conditioning units—that homes built years ago might not.

Green Certifications. If you care about “green” — whether that means the money you spend on energy bills every month or your concern about the environment — homes built today must meet far tougher national code standards for energy efficiency than just a few years back. Most newly built homes come with energy certifications covering walls, roofs, windows and doors not in place in the past.

Comfort and Indoor Air Quality. When combining high-performance energy efficiency with state-of-the-art ventilation and air filtration, the result is year-round, draft-free comfort and higher indoor air quality. Better indoor air quality reduces symptoms from those who have asthma or allergies.

Latest Technology Built in. Many new homes come with the sophisticated internet and cable wiring that’s needed for high-speed electronics and communication equipment, entertainment centers and security systems - saving you lots of time, money and holes in the walls.

Safety. State-of-the-art circuit breakers. Electric garage door openers with infrared beams that stop if a tricycle or child is too near. High-efficiency furnaces and air conditioners that use the latest environmentally-friendly coolants. Cabinets, carpets and paints that use fewer volatile organic compounds, so that you and your family can breathe easier.

Fire safety. Newly built homes come with modern fire retardants in materials such as carpeting and insulation, unlike most existing houses. Builders also hard-wire smoke and carbon monoxide detectors into their homes, making it unnecessary for new owners to install less-dependable battery-powered detectors. Many builders also back up their hard-wired detectors with battery power to handle electrical outages.

Resale Value. While the home you sell will (by definition) no longer be new, a five-year-old home will often be more desirable — given all the features above — than a 25-year-old home at resale.

Financing. Builders often have mortgage subsidiaries or affiliates, and are able to custom-tailor financing — down payments, “points,” other loan fees and even interest rates — to your specific situation. Many are also willing to work with you to help defray closing costs at settlement.

Concessions. Individual sellers often have an emotional attachment to their property that can blind them to its true value or think that their home is worth more money than it is.

Community Amenities. Many new homes are built in lavish master-planned communities with resort-style community centers, pools and clubhouses. Many new home communities also feature hiking trails, protected open lands and some of the best new schools and shopping near (or even within) your new home community.

That “New Home Feel”. And that “New House Smell” is definitely a luxury! You may learn to love avocado-green appliances (and you may be willing to scrub stained countertops or grease-encrusted ovens and cooktops) but more and more people prefer that never lived-in feel.

New homes offer the latest designs, style, comfort and quality. Do you want a home that you’ve helped design and that offers the latest in energy efficiency and design? As such, there are a number of baseline questions that confront home shoppers. Your own answers are likely to depend on your lifestyle preferences, financing needs and the priorities you put on features like high energy efficiency, functional arrangements of interior living spaces and your desire, budget and aptitude when it comes to repairs and capital improvements.


Warranty

Click here to learn more about the warranty that is included when you purchase a new home at Riverview Commons.


Realtor Partners

Helping your client buy a home doesn't have to be complicated.

One of our goals at Riverview Commons is to support the Realtor community. We value your willingness to trust us with your clients. We are here to serve you and your clients in any way possible.

You can sign up for updates ensuring you will always have the latest home information, including available homes, pricing and pricing specials. You can also register your buyers for a showing so that you can be given credit for the sale or send a message for any other ways that we can help serve you and your clients. Our co-brokering fee is 3% of the base price. Click here to join our email list for open house announcements and more.


Lender Partners

Getting prequalified for a mortgage can be quick and seamless.

Your lender of choice will run your credit and verify your income and then provide you with your mortgage pre-approval letter. After evaluating your overall financial picture, a lender can give you an idea of the mortgage amount for which you qualify.